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Privacy Notice
This Privacy Notice is provided on behalf
of Louisiana Title Services and The Security Title Guarantee Corporation of Baltimore.
Congress recently passed the
Gramm-Leach-Bliley (GLB) Act, which deals in part with how the financial
services industry handles nonpublic personal financial information.
Security Title recognizes that the foundation of our business is
maintaining your trust and confidence. In order to provide you with the
most effective and beneficial service, we must maintain information
about you. Keeping that information secure and private is important to
us. This notice is provided to you so that you may know how we collect
information about you, the type of information we collect, what we may
disclose to our affiliates and non-affiliated third parties, and the
steps we take to protect personal information about you.
WHAT WE COLLECT
First, we must collect a certain amount of
personal information about you in order to provide customer service,
offer new products or services, evaluate claims, administer products,
and fulfill legal and regulatory requirements. Therefore, as part of
our servicing of your requests, we may obtain certain nonpublic personal
information about you. This information includes facts and data that we
receive from you, real estate agents, lenders, government agencies,
and/or other authorized persons in varying manners, including but not
limited to applications, company required forms, telephone calls,
correspondence, claim forms and other processing forms; facts and data
about your transactions with us, our affiliates or others; and facts and
data we receive from consumer reporting agencies.
The information we collect, or that has
been provided to us in processing your transaction, may include:
·
Your name, address,
telephone number, email address, date of birth, Social Security number,
age, gender, marital status, assets, bank account number(s) and
financial statistics;
·
Your relationship with us,
such as products purchased, policy values, payment history and claims
history;
·
Your employment history,
such as your occupation(s), your income and your employer(s) and years
of service with employer(s);
·
Your creditworthiness and
credit history;
WHAT WE
SHARE
Louisiana
Title Services and Security
Title is committed to maintaining the confidentiality of the personal
information we collect. We welcome this opportunity to clarify our
privacy policy for you.
With respect to the information we collect
about you:
·
We collect and use the
information to the extent needed to conduct our business and to meet our
high quality service standards;
·
We restrict access to the
information to authorized individuals who need to know this information
to provide services and products to you;
·
We maintain appropriate
safeguards to protect information about you;
·
We will verify that any
persons requesting information about you or your relationship with us is
entitled to such information prior to providing it.
·
We share nonpublic personal
information about you outside our company only to service your request,
or as authorized by you, or as required or permitted by applicable law;
·
We require any organization
that provides assistance to us in administering or reinsuring contracts
or providing services on our behalf to you to maintain the
confidentiality of nonpublic personal information about you and not use
such information for any other purpose; and
·
Our Privacy Policy does not
allow non-affiliates to offer their products and services to you.
The law does permit us to share
information about you with our affiliates, including insurance companies
and insurance service providers. The law also permits us to share
information about you with companies that perform marketing services for
us, or other financial institutions that have joint marketing agreements
with us. The information we share with our affiliates or service
providers need not be directly related to our transaction with you.
Security Title’s Privacy Policy applies,
to the extent required by law, to its agents when they are acting on
behalf of Security Title. Please note that there may be instances when
these same agents may not be acting on behalf of Security Title, in
which case they may collect nonpublic personal information on their own
behalf, or on behalf of another. In these instances, Security Title’s
Privacy Policy would not apply.
If we change our privacy practices, we
will provide you notice of all material changes. This privacy notice
supersedes all previous notices with respect to matters described
herein.
It is our goal to ensure that all the
information we collect is accurate and complete. Please notify us if you
believe information is inaccurate.
NO ACTION IS REQUIRED BY YOU
You do not need to do anything as a result
of this notice. It is meant to inform you of how we safeguard
nonpublic personal information about you. You may wish to file this
notice with your insurance papers.
We strive to maintain your confidence and
trust.
Contact
Layne Dodd at 1-800-769-2912 to find
out more.
"Copyright 2000-2002, The Security Title
Guarantee Corporation of Baltimore"
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