Greetings!

Thanks for taking the time to read our monthly newsletter! Hopefully everyone enjoyed a safe and fun Halloween. It's hard to believe that the holiday season is just around the corner.  Also coming up, is the Realtor Expo. Please make sure to stop by the Louisiana Title Services booth. We would love to chat with all of you and answer any questions you may have. Hope to see everyone there!

Enjoy!

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5 Strategies If the Appraisal Is Too Low

If the appraisal is too low, the buyers may not be able to borrow enough to close the deal. If this problem arises, consider taking the following steps:

1. Check the appraisal for mistakes. David Rathgeber, Century 21 Laughlin in McLean, Va., recalls a situation where a property was on the border of two different jurisdictions and the appraiser pulled comps from the wrong MLS. When Rathgeber asked him to take a second look-with correct comps-the problem was solved.

2. Have the buyers make up the difference with a larger downpayment.

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Buyer and seller unite

How to close a property deal

Jacksonville Business Journal - by Ryan Geddes and Rosy Lum

Although closing a property deal is rarely a painless process, choosing the right title company or closing agent can make things a lot smoother.

Title companies, or any settlement agent who performs a closing -- attorneys, individual agents or title insurance companies -- get down and dirty with the multitude of ministerial duties involved in a closing.

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Title Insurance Protects Your Home Investment

A home is usually your largest single investment. When you purchase a home, you purchase homeowner's or hazard insurance to protect against loss from fire, theft or wind damage.

Title Insurance protects against hidden title hazards that may threaten your financial investment in your home. You see, when purchasing a home, you are really purchasing the title to the property - the right to occupy and use the land and improvements.

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