Tips For Buyers

 

Settling on your dream home doesn't have to be a nightmare if you're prepared, understand the process and have Louisiana Title Services on your side. To help your settlement run smoothly, here are a few details you will need to know.

 

Tips on buying a home Settlement Checklist.
  • Provide our agent with a legible copy of your ratified contract so we can get to work on it and identify any potential problems.
  • Send your new Homeowners Policy to your lender at least one week prior to settlement.
  • Tell our agent immediately if a Power of Attorney will be used since this must be approved prior to settlement.
  • Contact our agent if your lender requires payment of any Consumer Bills before settlement.
  • Work out any repair controversies before settlement.

     

    • Picture I.D.
    • Review all settlement and title insurance documents with your realtor or attorney
    • Have estimated closing costs prepared by our agent or your realtor.
    • Bring a Certified or Cashiers Check for any settlement costs due to the settlement. Make this check payable to yourselves.  Also bring a personal check in case the charges are more than anticipated.
    • Bring proof of fire insurance and policy payment receipts.
    • Be sure that the title deed is property prepared.
    • Understand the financing package that is making your home purchase possible.
    • Contact all appropriate utilities to have future bills sent to you.

     

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